Introduction

These Terms and Conditions ("Terms") govern your use of the mortgage calculation services ("Services") provided through this platform (the "App"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Services.

 

Accuracy of Calculations

While we strive to ensure that the calculations provided by the App are accurate, the results generated by the App are for informational purposes only. We make no guarantees regarding the accuracy, completeness, or reliability of the calculations. You agree to verify any results before relying on them for important decisions.

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Disclaimers and Limitation of Liability

No Warranty: The App is provided on an "as is" and "as available" basis. We disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

 

Limitation of Liability: In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or related to your use or inability to use the App

 

User Data

We may collect and use certain data related to your use of the App, in accordance with our Privacy Policy. You agree that any data you input into the App will be used only for the purposes of providing the Services and improving the App.

 

System Availability and Uptime

The App is provided on an "as is" and "as available" basis. While we strive to ensure the App remains operational and accessible at all times, we do not guarantee that the App or its services will be uninterrupted, secure, or free from errors, delays, or downtime.

 

Scheduled maintenance, updates, or unforeseen technical issues may occasionally render the App temporarily unavailable. We will endeavor to notify users of any planned maintenance, but we are under no obligation to do so.

 

By using the App, you acknowledge and agree that we are not liable for any loss, damage, or inconvenience caused by interruptions or delays in access to the App or its features. You are responsible for maintaining alternative backup plans to accommodate any potential service disruptions. 

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Notifications and Communications

As part of using the Services, you consent to receive periodic email notifications from us. These notifications may include, but are not limited to, updates about the system, outages, maintenance schedules, changes to the Services, or other important information relevant to the platform's operation.

 

Modifications to the Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice. We also reserve the right to change these Terms at any time. Your continued use of the Services following any changes constitutes your acceptance of the new Terms.

 

Intellectual Property

All content, features, and functionality of the App, including but not limited to text, graphics, logos, and software, are the exclusive property of ‘Prepayment Corp’ or its licensors and are protected by intellectual property laws.

 

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles. Any disputes arising from these Terms or the use of the Services shall be subject to the exclusive jurisdiction of the courts in Canada.

 

Termination

We reserve the right to suspend or terminate your access to the Services at any time, for any reason, without notice, including for violations of these Terms.

 

Contact Information

If you have any questions or concerns about these Terms or the Services, you may contact us at contact@penaltymentor.ca